How much money can I withdraw from the ATM in Costa Rica?
I set up a Western Union account online, tied to my bank account not to my debit or credit cards. I did this in the event of stolen or lost cards (the bank will probably cancel the cards once you report them stolen). You can go to any computer (internet cafe or borrowed) or even a smart phone and send yourself money. It’s a good idea to make a couple of small transactions to make sure you have everything working correctly. I even used this to pay my monthly condo rent directly to the landlord so I didn’t have to get a bunch of cash and carry around for even a day.
If you lose your passport too you can send the money to your traveling companion or trusted friend. The fees may be a little more that ATM fees but it is a good back up and a second way to get money. I don’t know what the limits are.
The daily limit at Banco National is 750,000 colones/day, but it depends on your bank from the US. UsuallyÂ US banksÂ limit you at $500/day. You will need to call your bank and request them to raise the limit if you need more than $500. You might also need to withdraw multiple times because the bank also have a “per transaction” limit, which I believe is 270,000 colones (I am sure this will vary from bank to bank).